Current Certificate Rates

All rates subject to change without notice.

Certificate Rates - Effective Tuesday, September 27, 2022
Certificate TermAPYMinimum Deposit
3 MONTH CERTIFICATE0.2%$3,000
6 MONTH CERTIFICATE0.75%$3,000
9 MONTH CERTIFICATE0.75%$3,000
12 MONTH CERTIFICATE1%$3,000
15 MONTH CERTIFICATE1%$3,000
18 MONTH CERTIFICATE1%$3,000
21 MONTH CERTIFICATE1%$3,000
24 MONTH CERTIFICATE1.26%$3,000
30 MONTH CERTIFICATE1.26%$3,000
36 MONTH CERTIFICATE1.51%$3,000
48 MONTH CERTIFICATE1.76%$3,000
60 MONTH CERTIFICATE2.02%$3,000

Penalty for early withdrawals

*APY = Annual Percentage Yield

APY = Annual Percentage Yield. Dividends paid using the average daily balance for the dividend period. All Lenco Credit Union savings programs earn dividends that are computed daily. The Share, Money Market, and Share Draft Checking accounts pay and compound dividends monthly. Certificates of Deposit pay quarterly. The Christmas Club account pays dividends annually. Minimum deposits may be required to earn dividends on specific accounts. Rates are subject to change.

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