Current Loan Rates

All rates subject to change without notice.

Loan Rates - Effective Sunday, December 16, 2018
Loan TypeRates as low asTerms/Information
VISA Classic- As Low as 15%0.000%No Transfer Balance Fee
VISA Gold- As Low as 12%0.000%No Cash Advance Fee
VISA Platinum- As Low as 7.99%0.000%No Annual Fee
2018-2019 Auto Up to 72 Months2.690%The Lowest Rate In Town!
2018-2019 Auto Up to 78 Months2.890%Now Up To 78 Months!!
2015-2017 Auto Up to 66 Months2.790%What A Great Rate!!
2015-2017 Auto Up to 72 Months2.890%Drive one off the lot today!
Used Auto 2014 Up to 72 Months3.690%Apply and sign today!
Used Auto 2013 Up to 66 Months4.190%Financing Available On Line!!
Used Auto 2012 Up to 60 Months4.690%Our Branch Is Right Next To Local Dealerships!
Used Auto 2011 Up to 54 Months5.190%Great Rates On Used Vehicles!
Used Auto 2010 Up to 48 Months5.690%Visit Branch for Convenient Financing!!
Used Auto 2009 Up to 42 Months6.190%Drive one off the lot today!
Used Auto 2007-2008 36 Months6.690%Great Rates and Terms!
Used Auto 2006-Older 24 Months7.190%Drive one off the lot today!
12 Month Unsecured Loan9.250%For emergencies or vacations! Longer terms available!
24 Month Unsecured Loan12.250%For those unexpected emergencies!
36 Month Unsecured Loan15.250%For Just About Anything!

*APR = Annual Percentage Rate.

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. Lenco Credit Union uses a managed credit program. Check with our Loan Department for current loan rates.

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HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.