Current Loan Rates

All rates subject to change without notice.

Loan Rates - Effective Wednesday, February 12, 2025
Loan TypeRates as low asTerms & Information
2025-2026 Auto Up to 72 Months » 4.99% 72 M * The Lowest Rate In Town!
2025-2026 Auto Up to 78 Months » 5.19% 78 M * Now Up To 78 Months!
2022-2024 Auto Up to 66 Months » 4.99% 66 M * What A Great Rate!
2022-2024 Auto Up to 72 Months » 5.19% 72 M * Drive one off the lot today!
Used Auto 2021 Up to 72 Months » 6.49% 66 M * Apply and sign today!
Used Auto 2020 Up to 66 Months » 6.69% 66 M * Financing Available Online!
Used Auto 2019 Up to 60 Months » 6.89% 60 M * We Are Right Next To Local Dealerships!
Used Auto 2018 Up to 54 Months » 7.09% 54 M * Great Rates On Used Vehicles!
Used Auto 2017 Up to 48 Months » 7.09% 48 M * Visit Branch for Convenient Financing!
Used Auto 2016 Up to 42 Months » 7.29% 42 M * Drive one off the lot today!
Used Auto 2015 36 Months » 7.49% 36 M * Great Rates and Terms!
Used Auto 2014 36 Months » 7.59% 36 M * Drive one off the lot today!
VISA Classic- As Low as 15% » 15% 120 M * No Transfer Balance Fee
VISA Gold- As Low as 12% » 12% 120 M * No Cash Advance Fee
VISA Platinum-As Low as 7.99% » 7.99% 120 M * No Annual Fee
12 Month Unsecured Loan » 9.25% 12 M * For emergencies or vacations!
24 Month Unsecured Loan » 12.25% 24 M * For those unexpected emergencies!
36 Month Unsecured Loan » 15.25% 36 M * For Just About Anything!

*APR = Annual Percentage Rate.

Your Actual APR (Annual Percentage Rate) will be based upon your individual credit worthiness, loan amount, term of loan, and applicable prepaid items. Lenco Credit Union uses a managed credit program. Check with our Loan Department for current loan rates.

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HELOC Loans have a $10,000.00 minimum. Visa requires annual use of card or a fee may be imposed.